ITCL successfully established & tested the secured Q-cash Payment Gateway (Q-cash PG) to facilitate valued cardholder’s of buying goods and services and transfer of funds through on-line electronic payments. It performs authentication of electronic transactions in compliance with 3-D Secure Code standards and allows customer identification from an issuer as well as acquirer´s side. Our Q-cash PG has additional security features including various access certificates, digital signature verification, as well as support of DPA/CAP (Dynamic PassCode Authentication / Chip Authentication Programme). This solution has been designed to be apt for issuers and acquirers. All domestic Visa, Master, Pre-paid, Debit and Credit cards are able to transact through this payment gateway. E-commerce payment systems have become increasingly popular due to the widespread use of internet-based shopping and banking. Q-cash payment gateway has enabled other Banks to offer its e-commerce customers new technologies such as digital wallets, e-cash, mobile payment and e-checks.

Q-Cash e-commerce is taking over market rapidly since it was launched several months ago. It has become increasingly popular due to the wide-spread use of the internet-based shopping and banking. Q-Cash is maintaining the same technology that is being used by VISA and MasterCard. Currently 10 e-merchants, school and NGO’s are receiving online payment by Q-Cash payment gateway. In addition, different bill collecting company, transport company and service providers have integrated with Q-Cash payment gateway to collect online bills and payment. Currently Trust Bank, IFIC Bank and Jamuna Bank are acquiring e-merchants’ through Q-Cash e-commerce. Additionally, now mobile cash recharge (i-top up) can be done through using Q-Cash e-commerce platform.